Why Voluntary Worksite Benefits? When you're running a business, you're doing a million things to stay competitive. And that's where Voluntary Worksite Benefits (VWBs) can help. By providing VWBs along with your major medical insurance, you can give your employees the kind of benefits they'd expect from a bigger company - so your business stands out from the crowd. Here's how you benefit: Policies are 100% employee-paid, so there is no direct cost to your company. VWBs complement current HSA/HDHP arrangements by offering compatible plans. VWBs help attract and retain employees. Employee participation can lower taxable income and may reduce your overall share of FICA and FUTA taxes. Here's how your employees benefit: VWBs complement your major medical insurance, to help you create a more attractive employee benefits package: Policies, in many cases, are designed to provide cash benefits to your employees if they become injured or sick. Employees are paid directly (unless they choose otherwise) to help cover expenses such as rent and child care, and expenses not covered by major medical insurance such as copayments and deductibles. With VWB policies there are no deductibles, copayments, doctor networks or pre-authorization requirements. Most premiums can be paid with pre-tax dollars through a Section 125 Cafeteria Plan. Voluntary Worksite Benefits With Aflac insurance, you can provide your employees the kind of benefits they’d expect from a bigger company, helping your business stand out from the crowd. Thousands of small businesses across the United States already make Aflac available to their employees - at no direct cost to their company. For employees whose insurance plans leave them feeling vulnerable, Colonial Life can help restore peace of mind through personal insurance products that complete their coverage. Headquartered in Columbia, S.C, and founded in 1939, Colonial Life offers a broad line of personal insurance products including disability, accident, life, cancer, critical illness, hospital confinement and limited benefit medical coverage. You need employee benefits that offer choice, flexibility and responsive service without breaking the bank. Unum is ready with options that can strengthen businesses and help protect individuals and their families Transamerica Worksite Marketing, through our underwriting companies, offer Voluntary Benefits to employees at the worksite. Voluntary Benefits offer employees choice and flexibility. They work to enhance life or health insurance coverage and/or to fill any gaps in coverage employees may have. Today’s employers find many challenges in their benefits programs. On one hand, you want to attract and retain employees by offering a full range of benefits. On the other hand, you need to control costs and keep administration easy. ING Employee Benefits can help. We are proud to work with today's employers to offer valuable insurance products. Contact Unlimited Benefits today to discuss Voluntary Worksite Benefits.