Unlimited Benefits
  • Home
  • Employee Benefits
    • Unlimited Information
    • Group Health
    • About
    • Group Vision
    • Contact
    • Group Life & Disability
    • Business Retirement
    • Voluntary Worksite
  • Property & Casualty
  • Unlimited Giving
  • Musicians
  • Covered California

Business Retirement

Employees will need 70 to 90 percent
of their pre-retirement income to maintain
their current standard of living when they
stop working. Lower income earners may
need more than 90 percent.
Retirement Plan Guide

Preferred Solution

Picture
As the nation's 401(k) leader, the Principal Financial Group® (The Principal®) offers a broad array of products and services to meet your retirement plan needs.


    Proposal Request From

Submit

Which Retirement Solutions Should You Consider?


Individual 401K

Employer only businesses including sole proprietors, partnerships, corporations, non-profit (May employ spouse)

401K

Sole proprietors, partnerships, corporations, non-profit

403

Employees of public schools and 501(c)(3) organizations

Section 457 

Employers eligible to set up plans under Section 457(b) are states, political subdivisions of a state (e.g., cities and counties), agencies and instrumentalities of a state or political subdivision thereof, and organizations exempt from tax under IRC Section 501

Profit Sharing/Money Purchase

Sole proprietors, partnerships, corporations, non-profit, government entities

Defined Benefit vs. Defined Contribution

A defined benefit plan is an employer-sponsored retirement plan providing a predetermined benefit for the plan participant at retirement. 

A defined contribution plan is an employer-sponsored retirement plan allowing contributions to be made for employees, which are generally based on a percentage of the employee’s compensation. 
Unlimited Service, Unlimited Solutions
  • Home
  • Employee Benefits
    • Unlimited Information
    • Group Health
    • About
    • Group Vision
    • Contact
    • Group Life & Disability
    • Business Retirement
    • Voluntary Worksite
  • Property & Casualty
  • Unlimited Giving
  • Musicians
  • Covered California